NOVA Real Estate & Management Updates

Nesbitt Realty will strive to make the sales process as easygoing and stress-free as possible.  

your lender

Are you purchasing a condo or home that needs work? Perhaps and FHA 203k is for you.

FHA 203K Loan - Eligible Property To be eligible for the FHA 203k mortgage loan, the property must be a one- to four-family dwelling that has been completed for at least one year. The number of units on the site must be acceptable according to local zoning requirements. All newly constructed units must be attached...Continue reading

6 Creative Ways to Afford a Home

Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and the American Dream Down Payment Fund from the Department of Housing and Urban Development, www.hud.gov. Explore seller financing. In some...Continue reading

your lender

Are Banks Easing Up on Mortgage Standards?

  A very tight mortgage lending environment “promises improvements this year as the drivers of tough credit standards reverse,” according to Moody’s Analytics ResiLandscape Report. Still, lending will remain tight by historical standards, the report notes. Tight underwriting conditions have been one of the main obstacles for the housing market recovery. But the credit agency...Continue reading

Condos

Condo Considerations: Questions to Ask When Buying a Condo

Here are some common questions to ask your agent, your mortgage broker and yourself when you are thinking of buying a condo. How much can I afford per month? Is the condo is my price range? Is the community that I like? Where are the grocery stores, shopping malls, bars? Is there enough space for...Continue reading

documents

Have your condo docs in order

In the Commonwealth of Virginia (and in other states) the buyer must be allowed an opportunity to review the condo docs.  From the time the condo docs are delivered, the buyer has 3 days to cancel the contract without cause, other than to say the condo docs contained information which caused the cancellation. The buyer...Continue reading