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Mistake 8: Being swept away.
Finding the perfect house may seem easy, but if you’re on a budget, you may not be able to afford that dream home. So, why not find a lower-quality home and, over the years, help it reach its true potential? Finding a house you can add value to allows you move up the property ladder....Continue reading→
Mistake 7: Neglecting to inspect.
Although you shouldn’t let cosmetic, surface imperfections steer you away from a home, you shouldn’t ignore large problems that could cost you big time down the road. Always be sure to inspect the home and understand what shape the house is in before closing on a sale. Once you’ve fallen in love with a house,...Continue reading→
Mistake 6: Lacking Vision.
Remember: it’s easier to make small changes through a contractor or by doing it yourself than it is to have the current home owner change things. If you find a home that’s perfect for you except for some ugly wallpaper or chipped paint, don’t automatically throw it out the window. It’s much cheaper to make...Continue reading→
Mistake 5: Compromising on the important things.
While it’s important to have an open mind while searching for a house, it’s also important to know what you absolutely need and what you could give up. For instance, if you know you want to have a child in a couple years, avoid buying a one-room home. If having a child is something you...Continue reading→
Mistake 4: Acting too picky.
While you should narrow down what you want and you list features most important to you, don’t be so inflexible that you make it impossible to find a home. If you’re too picky, you may have to continue renting when you could own a home. Be willing to compromise on some of the less important...Continue reading→
Mistake 3: Failing to consider additional expenses.
Even if you can afford the cost of a home, remember owning a house requires additional expenses a renter doesn’t have to pay. For example, homeowners have to pay for insurance against disasters, for home repairs and improvements and for property taxes. In addition, condominium owners are required to pay maintenance fees as part of...Continue reading→
Mistake 2: Skipping mortgage qualification.
Before you place an offer on a house, obtain a pre-approved loan. This way, you won’t agree to something before knowing you will be able to pay for it. Also, understand that even after you’ve been pre-approved, the loan can still fall through if you do something to dramatically alter your credit score, like buying...Continue reading→
Mistake 1: Disregarding what you can afford.
Budgeting isn’t easy, but the fact is, if home buyers don’t set a budget for what they can afford for a house, things can go terribly wrong. The recent subprime mortgage crisis is a perfect example. Banks may say home-buying hopefuls can afford an amount they actually cannot afford. Budgeting is one way to ensure...Continue reading→
Grand Mart
Grand Mart International Food is a supermarket chain primarily based in the Washington, D.C. metropolitan area, with locations in North Carolina and Georgia. It is owned by Annandale, Virginia-based Man Min Corporation, a family company. My wife shops there from time to time and she loves the wide selection of Korean and East Asian groceries...Continue reading→
FDIC
Federal Insurance Deposit Corp The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system by: insuring deposits, examining and supervising financial institutions for safety and soundness and consumer protection, and managing receiverships. The FDIC is located near Virginia Square Metro...Continue reading→